Check Your Insurance
Anxiety and Stress Center accepts most major insurances. Unfortunately, we are not able to accept Medicaid insurance products. To determine what your insurance covers, it may be necessary to do a little investigation.
Talk to an Anxiety and Stress Center therapist. When you call to schedule an appointment, ask if he/she accepts your insurance or is on the network panel, if your insurance has a network. If your Anxiety and Stress Center therapist does not accept your insurance, ask about our payment policy. Anxiety and Stress Center will bill your insurance company directly and you just pay a copayment or deductible if it applies.
Inquire directly to your insurance company. Make sure you have an accurate understanding about the mental health benefits. Most often you will ask about:
- Network Panel. Ask if your insurance company has a network panel of providers. If you use a provider in your network, you will likely have greater coverage and/or less out of pocket expenses. Some insurance companies have out of network coverage. Out of network coverage allows you to see a therapist not in your network, usually for lower coverage and/or greater out of pocket fees.
- Copayments. A copay is a charge that your insurance company requires you to pay out of pocket for a specific service once the deductible has been paid. For instance, you may have a $20 copay for each office visit.
- Deductibles. A deductible is the amount that you must pay out of pocket before your health insurance makes any payments. Depending on your deductible, for instance, you may have to pay $500, or even $5,000, out of pocket before your insurance company will begin making payments on claims. Once the deductible has been paid, copayments typically become due. Copayments are typically much lower in price than deductibles.
Talk to the human resource representative at your place of employment. The HR representative should be able explain your mental health benefits and how to access them according to your insurance policy guidelines. Here is a link for step-by-step instructions.